The Credit Portfolio management business is dependent on data that can be analyzed, audited, and monetized. Visionet, with over 25 years of mortgage expertise, has built a reliable and robust ecosystem where people, processes, and technology converge to deliver workable solutions for the Secondary and Capital Markets.
At Visionet, we have experienced underwriters with deep domain knowledge who conduct due diligence and asset reviews for multiple asset types. We deliver innovative solutions based on due diligence that enable our clients to assess asset risk and quality. These further help our clients make informed loan, portfolio, and transaction decisions.
Qualified Mortgage (QM) Loans
Non-Qualified Mortgage (Non-QM) Loans
Jumbo Confirming Loans
Jumbo Non-Confirming Loans
Residential Mortgage-Backed Securities (RMBS)
Commercial Mortgage-Backed Securities (CMBS)
Mortgage Servicing Rights (MSR)
Adjustable Rate Mortgage (ARM)
Combined/Hybrid Adjustable-Rate mortgage (ARMs)
Federal Housing Administration (FHA) Loan
Fixed Rate Mortgage
Location Efficient Mortgage (LEM)
Rural Housing Service (RHS) Loan Programs
State and Local Housing Programs
FHA 203k Loan
Visionet’s team of 400+ due diligence experts deliver underwriting services for QM and non-QM loans with precision. Our affiliation with DBRS Morningstar, one of the leaders in credit ratings, helps us assign and monitor ratings with objectivity and transparency.
Post Close Audits
Income Calculation and Verification
Secondary Market Post Close Review
Comprehensive Risk Management is an integral service provided by Visionet. It can help eradicate liabilities and losses that arise due to errors, fraud, or emissions. This greatly benefits mortgage lenders, investors, RMBS issuers along with other participants in the mortgage market.
Fraud & Misrepresentation
Portfolio Acquisition Review
A full range of valuation and appraisal services are offered by Visionet. For appraisal companies, these services are designed to boost efficiency. The Visionet team reviews appraisal reports to ensure the highest quality and accuracy. It also helps in further reducing the overall cycle time on the reports.
Appraiser and Agent Onboarding
MLS Product Review
Assess Collateral Values
Broker Price Opinion
Review Appraisal Report
AVM (Automated Valuation Models)
Visionet offers end to end MSR valuation and acquisition services providing more detailed visibility into the value and performance of assets and market economics.
MSR Audits and Valuations
Loan Onboarding and Integration
Data Indexing and Extraction
End to end Mortgage Servicing
Clearing and Settlement Services
DocVu.AI , our proprietary Intelligent Document Processing (IDP) technology, uses Computer Vision, AI/ML, NLP and related technologies to classify, index and extract data from loan packages. DocVu.AI has a pre-configured mortgage library for over 2000 fields across 2000+ mortgage documents. DocVu.AI with its pre-trained AI/ML models provides guaranteed data extraction accuracy of over 99.5%. Each month, DocVu.AI processes 100K loan applications with over 35M pages with an average turnaround time of 4 hours for each loan application.
Trailing Document Support
Market Data Services